USDT Integration in Premium Web3 Credit Cards Signals Mainstream Adoption
In a groundbreaking development for cryptocurrency adoption, DeCard by DCS has partnered with Visa to launch DeCard Luminaries - a premium Web3 credit card that seamlessly integrates stablecoin-to-fiat conversion for everyday spending. Building upon the success of their initial launch in May 2025, this new offering specifically targets high-net-worth individuals seeking enhanced lifestyle benefits while leveraging the global acceptance of Visa's payment network. The collaboration represents a significant milestone in bridging traditional finance with digital assets, particularly through stablecoin integration that enables users to spend their cryptocurrency holdings as easily as conventional currency. Visa's Asia Pacific digital currency lead Nischint Sanghavi's involvement underscores the financial giant's commitment to embracing blockchain technology and cryptocurrency solutions. This development signals a major step forward in mass cryptocurrency adoption, as it addresses one of the key barriers to digital asset usage - the ability to seamlessly convert and spend stablecoins like USDT in real-world transactions. The premium card's features demonstrate how traditional financial institutions and cryptocurrency innovators are converging to create practical solutions that combine the benefits of blockchain technology with the convenience of established payment systems. As we approach the end of 2025, this partnership between DeCard and Visa represents the growing maturity of the cryptocurrency sector and its increasing integration with mainstream financial services, potentially paving the way for broader acceptance of stablecoins in everyday commerce and financial transactions worldwide.
DeCard and Visa Launch Premium Web3 Credit Card with Stablecoin Integration
DeCard by DCS has unveiled DeCard Luminaries, a premium Visa credit card designed for Web3 adopters, offering seamless stablecoin-to-fiat conversion for everyday spending. The card builds on the success of its predecessor launched in May 2025, now targeting high-net-worth individuals with enhanced lifestyle benefits and global Visa acceptance.
Visa's Asia Pacific digital currency lead Nischint Sanghavi joined DCS executives at the launch event, signaling institutional validation for crypto-powered payment solutions. The product taps into the growing $150B+ stablecoin market, with USDT and USDC as primary funding options.
Bitwise CIO: Tether’s Growth Could Make It History’s Most Profitable Company Ever
Tether’s rapid expansion positions it to potentially surpass the profitability of even the world’s largest corporations, according to Matt Hougan, Chief Investment Officer at Bitwise. With a user base exceeding 400 million and quarterly wallet growth of 35 million, the stablecoin giant is reshaping financial ecosystems, particularly in emerging markets where it serves as a de facto dollar substitute.
Hougan’s analysis suggests Tether could achieve unprecedented profitability if it scales to $3 trillion in assets—equivalent to 3% of the global money supply. The company already holds $127 billion in U.S. Treasuries, rivaling national reserves, and maintains a Bitcoin treasury exceeding 100,000 BTC. This trajectory places Tether in rare company, with valuation discussions now touching $500 billion—a league occupied by tech titans like OpenAI and SpaceX.
Tether Expands Bitcoin Holdings with $1 Billion Q3 Purchase
Tether, the issuer of USDT, has significantly bolstered its bitcoin reserves with a strategic acquisition of 8,888 BTC worth over $1 billion on September 30, marking the close of Q3 2025. This transaction elevates the stablecoin giant's total Bitcoin holdings to 86,335 BTC, valued at approximately $9.75 billion.
The MOVE follows a similar purchase in March 2025, reinforcing Tether's position among the top Bitcoin holders globally. While the company has not officially disclosed wallet addresses, blockchain analysts have linked substantial holdings to its treasury. Notably, 21.co identified a likely cold wallet in August 2023, with industry sources confirming Tether's place in the top 15 BTC accumulators.
Market observers remain divided on the implications. SwanDesk CEO Jacob King alleges 80-90% of such institutional purchases may be artificially inflating Bitcoin's valuation, claiming the asset's 'real value' sits below $1,000. These comments contrast with Tether's public stance, articulated by CEO Paolo Ardoino in 2024, framing Bitcoin as a cornerstone of corporate treasury strategy.
